The Benefits of Preplanning

There are many benefits for preparing and pre-planning a funeral. There is a peace of mind that comes with knowing all the important decisions regarding your funeral have been made as you want them. Pre-planning helps guide your family, who would otherwise have to make difficult decisions without your support. Also, by making payment provisions, you are taking responsibility for the financial aspects of your funeral.

Should you decide to pre-plan your funeral, it is important to plan the details of the type of service that best suits you. It is wise at this point to understand that while the funeral is about you, it is not for you. It is for those you are leaving behind, and taking some time to consult with them may be prudent.

We have a dedicated team of pre-need specialists who are able to meet with you, either in person or by telephone appointment, and regardless of whether you would prefer a traditional religious service with hymns and prayers, or a more contemporary, personalised service, your wishes can be arranged accordingly.

Funeral Bonds

A Funeral Bond is a way to help cater for the eventual costs of a funeral. It is much like a savings account where interest or bonuses are accumulated and compounded over a period of time.

There are no medical questions when applying for a funeral bond.

Once a Bond has been established, after an initial cooling-off period, it can only be redeemed upon the death of the Bond holder.

When Traditional Funerals are the nominee, upon advising the Funeral Bond Company, funds are generally received within one working day.

Benefits of Funeral Bonds

You have peace of mind that your family will not be left with the full financial burden of your funeral.
Funeral bonds are administered by secure long standing financial institutions.
Funeral bonds to a legislated threshold amount* are not treated as financial investments and therefore are not included in any Centrelink means tests. This could mean the difference between a part and full pension entitlement.
You are in control of the amount you contribute. This may be by a lump sum, monthly contributions or ad hoc payments.
Once funds are lodged they cannot be redeemed by anyone until the death of the individual named on the policy.
A funeral bond will accrue interest which may offset the inevitable rises in funeral costs.
Should the realisation of the bond upon your death result in funds surplus to those required for funeral costs, these additional funds will be returned to your estate. This is our policy and is not necessarily the policy of other companies.

Planning Ahead

The Benefits of Preplanning

Funeral Bonds

Benefits of Funeral Bonds

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